Highly-Qualified Mortgage Lending Agency, VA Home Loan & Mortgage Broker In Alief, TX

Crucial Tips on Mortgage Lending By Our Company In Alief, Texas

 

 

Who we are

Prodigy lending is a hub of home loan lenders based in every part of America. We provide excellent mortgage loan services to our customers with the best terms and a variety of loan programs, including Alief VA home loan, for them to choose. Our mortgage officers have many years of experience that enable them to give our clients one-on-one assistance in selecting the loan program with the lowest rates and most suitable terms for their specific needs and aspirations. One can use our loan products to purchase a primary or dream home, refinance a current loan, or consolidate their debts. 

We offer our clients assistance in finding the right home for them. The following are some of the loan programs that we offer:

Conventional Home Loans

These mortgages are not government-insured, and we offer them privately. Their characteristics include the following:

  • A small upfront payment of 3 % down on conventional loans
  • Low private mortgage insurance (PMI) compared to FHA loans
  • One can choose the term of the loan depending on their income, i.e., 10, 15, 20, or 30 years
  • Low Alief VA loan rates with approved credit scores
  • The loans do not have lender fees unlike other mortgages

FHA Mortgage Loans

FHA home loans are also government-insured through the Federal Housing Agency, and they have the characteristics listed below:

  • A low down payment of 3.5% 
  • It is easy to qualify for the loan
  • The interest rates are friendly
  • Rehab loans available for those willing to rehabilitate their homes
  • Higher DTI to qualify which is different from other mortgages

VA Home Loans

In Alief, VA home loans enjoy government insurance just like in all parts of the USA. They are insured through the Veterans Affairs department to assist veterans and military members in purchasing homes. They have the following characteristics:

  • 100 % financing
  • There is no mortgage insurance for Vas
  • Lower closing costs
  • Easy qualifying terms
  • They have the best VA home rates in Alief for a government loan

USDA Home Loans

These mortgages also enjoy government protection, and they assist homeowners who may be willing to purchase their homes in areas that fit the description of rural. They have the following characteristics:

  • Low rate with no down payment
  • They have low-interest rates for 100% loan
  • The mortgage insurance cost is low
  • One must have a suitable income to qualify, and the home must fit in the rural description

At Prodigy Lending, our definite goal is to enjoy a long term union with our customers by offering them exceptional services and by holding their information as confidential, unlike other mortgage lenders. We have been able to achieve the trust of our clients throughout the mortgage industry. Our clients are always at liberty to speak directly with our loan experts.

For the seventeen years of our existence, we have offered outstanding loan services, and this has earned us Top Work Places awards for eight consecutive years. We are among the best home lenders in America who assist our clients get the best mortgage loans, including Veteran Home loan in Alief.

We want our customers to enjoy the current mortgage rates before they change. 

Contact us for more information!