Competitive VA Home Loan Agency, Mortgage Broker & Lending Agency In Fresno, TX
Important Tips on Prodigy Lending Company in Fresno, City
Who we are
We are a company of mortgage lenders that operates throughout the United States of America. We offer various home loans that have lowest rates to people who wish to become homeowners. Our loan programs are such that every individual gets a mortgage that satisfies their circumstances and expectations of buying a first or dream home, refinancing an existing credit or even consolidation of debts. Our experienced loan officers ensure that they take you through each program professionally until you get your desired mortgage loan. We offer proper guidelines for each product in your area, for example, Fresno VA loans guidelines that enable our clients to have a better understanding.
Finding the right mortgage loans for you
Our team has the obligation of helping you choose the right mortgage loan for your needs, and they take you through each program, making you aware of each of their features. The following are some of the credits that we issue:
Conventional home loans
Conventional home loans are not government-insured, and they have the following characteristics:
- 3% down payment which is low compared to other mortgage loans
- PMI is lower when compared to that of FHA loans
- Flexible repayment terms of 10, 15, 20, or 30 years
- Simple interest rates for those with good credit scores
- The mortgage does not have a lender fees
FHA home loans
FHA loans, unlike conventional loans, have a government-insurance, and they have various features among them:
- 3.5% down payment that is low and affordable for most home buyers
- Easy qualification requirements
- Their interest rates are attractive
- Availability of rehab loans
- Higher Debt-to-income ratio contrary to other mortgage loans
VA home loans
VA home loans are for service members and veterans who are eligible in every part of the USA. They have many features, which include:
- 100% financing
- The mortgage loans have no mortgage insurance for veterans
- They have low closing costs
- It easy to qualify for VA loans
- They offer the best rates of all government loans
USDA home loans
USDA home loans are also available in all parts of America, and they also have the following characteristics:
- Zero down payment with low rates
- One hundred percent financing
- Low-interest rates for 100% loan
- Their mortgage insurance fee is small
- The buyer’s income must qualify, and the property must be in an area qualified for rural place.
We have a definite goal of establishing an unbreakable bond with our clients and serve them for many years in the future. We ensure that your data is safe and private, which is not the case with many lenders, and for this reason, we are trusted by our customers.
One can speak directly to our staff any time through our call center and other interactive channels that are ever open. Our lending team, having worked for more than 17 years, have earned us the Top Work Places award for the last eight years running.
We would wish to encourage our clients to take advantage of the present situation, especially the current VA rates in Fresno and apply for a mortgage before the loan market changes.